I need your help, internet!

I promised myself I would at least buy myself something nice with my tax refund! Before being responsible and putting the rest either onto a credit card or paying off the last (I think) of my payment plan for my new computer/ipad.

What am I getting?

I was planning to get myself a fossil tote (they last forever, I love them!). But now, I can't decide which color! It is this tote. Good, simple, and long lasting. Good investment piece! But, black or brown?

I thought, of course, BLACK. Goes with everything, right? But, only in the winter. My spring &summer, and sometimes fall, color palette is warmer, and would most likely go better with brown. And I have a black work bag (with laptop/tablet safe pocket). BUT, black is timeless! But so is brown leather.

KSADFS;KDL WHICH???

And then this this phone wallet because sale and it is cute and I love phone wallets. Though, maybe not since I also just bought this on etsy for $15. >_< so cuuuute!

AH, HELP INTERNET!